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Holiday Fraud Prevention:

At this busy time of year, we want to remind our members to be extra cautious of fraudsters attempting to access your account information. While iTHINK Financial actively monitors your accounts for potential fraud, please remember that we will NEVER initiate a call or email asking for your card PIN, Online Banking username and password, or full card number. If you have any doubt about the validity of a phone call or email you receive from us, please call our direct number at 800.873.5100 to speak with us immediately.

Vehicle Loans

Document Checklist

Your Credit Union strives to make the mortgage process as fast and easy as possible! The checklist below will outline the documents you’ll need to pull out of your files while completing your mortgage application.

  • W2s (earnings statements) for the last two years for borrower/co-borrower
  • Latest pay stubs for borrower/co-borrower (one month)
  • For self-employed or commissioned borrowers, personal tax returns for last two years with original signatures
  • Corporate tax returns for last two years (with original signatures)
  • If receiving Social Security, copy of Social Security award certificate
  • Copy of pension/retirement award letter
  • If borrower is receiving or is obligated to pay alimony and/or child support payments, and wants the income considered as a basis for repayment of the loan.
    1. Divorce settlement agreement
    2. Verification of child support received for 12 months
  • Original bank statements for the most recent three months
  • Original stock and/or securities statements for the most recent three months
  • If renting, name, address and phone number of landlord for last two full years’ residence
  • Fully executed sales contract with all addendums, upgrades and options attached
  • Copies of all canceled checks used for any down payment
  • Name, address and phone number for Homeowner’s Insurance agent
  • Name, address and phone number for Title Company or closing agent
  • Application and paperwork signed by the borrower/co-borrower
  • Your $350 check for application fee

If you are refinancing your mortgage:

  • Copy of your present mortgage company’s statement or payment coupon
  • Copy of your Owner’s Title Insurance Policy
  • Copy of your Survey
  • Copy of your Warranty Deed
  • Copy of your Homeowner’s Insurance Policy
  • Copy of your Flood Insurance Policy, if applicable

Call an expert in our Mortgage Department for more information at 800.873.5100, ext. 7722 or email mortgage@ithinkfi.org.

Events

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Treasure Coast Food Bank on Dec 5

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BALANCE Webinar: THE BASICS OF PERSONAL FINANCE on Dec 8

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BALANCE Webinar: THE BASICS OF PERSONAL FINANCE on Dec 17

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